Merchant Accounts

Our Rate & Fees
Qualified Rate: 2.20%   Authorize.net Setup Fee 1: $95
Transaction Fee: 29¢   Authorize.net Monthly Fee 1: $14.99
Monthly Statement: $9.99   Authorize.net Trans Fee 1: 10¢
Monthly Minimum Fee: NONE    
Annual Fee NONE   Authorize.net Setup Fee 2: FREE
Application Fee: FREE   Authorize.net Monthly Fee 2: $24.99
Setup Fee: FREE   Authorize.net Trans Fee 2: 10¢
Programming Fee: FREE    
Address Verification (AVS): FREE   Plug 'n Pay Setup Fee: $95
Customer Support: FREE   Plug 'n Pay Monthly Fee: $14.99
Technical Support: FREE   Plug 'n Pay Trans Fee: 10¢*
Cancellation Fee: NONE      

* First 150 Transaction are FREE

No games. No gimmicks. Everything is straight forward. We won't set you up with proprietary software or hide fees by calling them different names. No BS fees like annual fees or monthly minimums. No one else offers you all of this.

Don't get locked into a contract! With us you can cancel at any time with no penalty. They'll lock you in for years and charge you hundreds of dollars to cancel.

Don't pay a monthly minimum! This fee exists for one reason: to gouge small merchants. If you don't process enough credit cards during any given month your processor will charge you extra fees. Why? Because they want to make sure they make a lot of money at your expense. Monthly minimum fees are not required to have a merchant account so if someone wants to charge you one, say, "no thank you" and run away.

Shopping around? Be sure to ask the competition about every rate and fee listed above. See if they can compete!

Brainyminds also runs Merchant Account Services which is a website dedicated to assisting merchants. We pride myself for telling it like it is and helping our merchants avoid paying too much for their merchant accounts.